Welcome to my Web site, where you can discover a plan - or blueprint - for your retirement funding in our Next Step planning section.  Next Step is an investment strategy with the objective of providing inflation-adjusted income for life.  Simply click on the Next Step button at the top of any page and you'll be able to learn about Next Step and enter information that will create your customized lifetime income plan.  The goal of Next Step is to help meet the needs of people nearing retirement and older, using pools of assets working for them over time.  Many want income that will last a lifetime, and my mission is focused on retirement distribution to help guide you to that goal.  It is important to recognize and understand that how you withdraw and utilize your retirement savings is extremely important in today's world.  

Throughout my career many people have also asked me for a second opinion regarding their investments, their life insurance, and most of all, their retirement income distribution program. Most financial advisors can help you accumulate wealth for your retirement years, but very few are skilled and experienced in the proper method of using that money during retirement. My goal is that your money never runs out during your retirement years, and, if you desire, to offer you suggestions about how to preserve wealth for your heirs, a charity, or a religious or educational institution of your choosing.

I hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. I have created this Web site to help you gain a better understanding of the financial concepts behind lifetime retirement income, estate planning, and wealth preservation. With my over three decades of knowledge and experience, I am sure you appreciate the value of working with a seasoned, skilled, and experienced professional to pursue your retirement financial goals.

Be sure to add my site to your list of "favorites" in your Internet browser. I frequently update my information, and I wouldn't want you to miss any developments in the area of personal retirement success.